Deposit
Open a savings or current account with WIN Souharda and start depositing right away — over the counter, or through a member representative.
- Individual and joint deposit accounts
- Minimal KYC to get started: Aadhaar, PAN, photograph, phone & email
- Cash, cheque or online deposit options
DPS — Daily Deposit Scheme
Our doorstep Pigmy-style Daily Deposit Scheme lets you save small, fixed amounts every day or week, collected by our field representative and credited to your account.
- Flexible daily / weekly / monthly instalments
- Doorstep collection across our operational districts
- Builds disciplined savings without a large lump sum
FDR — Fixed Deposit Receipt
Deposit a lump sum for a fixed tenure and earn a guaranteed rate of return, with your Fixed Deposit Receipt as proof of the investment.
- Choice of tenure to match your goals
- Fixed, predictable returns for the full term
- Can be used as security when applying for a loan
Transaction
Move money in and out of your account through our branch counters and online banking — deposits, transfers, and bill-style payments handled by our team.
- Branch-counter and online transaction support
- Passbook and statement updates on request
- E-Stamp facility available at our operations office
Withdraw
Access your savings when you need them, with straightforward withdrawal at either of our Malleshwaram offices.
- Counter withdrawal with your passbook / account ID
- Guidance on premature FD or DPS withdrawal terms
- Support for both individual and joint account holders
Referral
Know someone who would benefit from WIN Souharda? Refer them as a new member and help grow our co-operative family.
- Refer friends and family for new memberships
- Mention your member ID when your referral joins
- Ask a branch representative about current referral benefits